1POINT6 supports platforms, marketplaces and companies that need to collect, split and pay out payments to multiple sellers, partners, service providers or beneficiaries within a regulated framework.
Since this integration, several structuring milestones have confirmed 1POINT6’s development momentum: the signing of major new clients, including Godot & Cie and Gerep, the extension of initial contracts with Fnac Darty, Carte Blanche Partenaires and April International, the strengthening of the team, and the acceleration of its integration into BNP Paribas’ payment ecosystem, notably through a partnership with FLOA.
Building on these first achievements, 1POINT6 intends to continue its development in the coming months with the ambition of becoming a European reference for third-party payment flows.
Confirmed adoption among companies managing third-party payment flows
The growth of platform models is transforming companies’ payment needs. Beyond simple collection, they must now manage more sensitive operations: identifying sellers or beneficiaries, splitting payments between several parties, securing funds, organizing payouts, ensuring regulatory compliance and making accounting reconciliation reliable.
These topics, often invisible to the end user, have nevertheless become critical for companies. They determine their ability to onboard new partners quickly, reduce operational friction, secure financial flows and support their scaling journey.
Designed in 2023 to address these challenges, 1POINT6 offers a solution that orchestrates the entire payment chain: fund collection, KYC/KYB verification, account management, flow segmentation, compliance, reporting, reconciliation and payouts to the different beneficiaries.
Since joining BNP Paribas, 1POINT6 has confirmed the relevance of its positioning across several verticals and demanding clients. The company is strengthening its collaborations in retail with Fnac Darty, in insurance with April International and Carte Blanche Partenaires, and is deploying its solution with new clients such as Godot & Cie and Gerep.
This momentum illustrates 1POINT6’s ability to address different use cases built around the same core need: enabling companies to manage payments to multiple beneficiaries in a simple, secure and compliant way.
“These first months confirm the relevance of our positioning: platforms need an infrastructure capable of managing payments between several parties, while also operating within a robust banking and regulatory framework. Our integration into BNP Paribas enables us to accelerate our development while preserving the product agility that sets us apart,” comments Guillaume Massis, co-founder of 1POINT6.
As evidence of this momentum, 1POINT6 has notably:
- doubled its team since the integration;
- secured €1 billion in flows;
- completed major deployments in retail, insurance and services;
- strengthened its integration into BNP Paribas’ payment ecosystem, notably through a partnership with FLOA;
- set the objective of reaching €10 billion in flows by 2028.
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An integration that strengthens BNP Paribas’ payment ecosystem
The integration of 1POINT6 is part of BNP Paribas’ strategy to provide companies with a more complete payment infrastructure, capable of addressing the new needs of platforms and business models involving multiple beneficiaries.
With 1POINT6, BNP Paribas strengthens its ability to support companies across their entire payment chain: collection, flow orchestration, compliance, financing, reporting, reconciliation and fund payouts.
This complementarity is already reflected in operational synergies with the group’s different areas of expertise. The partnership with FLOA illustrates the ability to progressively connect 1POINT6 with BNP Paribas’ existing building blocks, in order to offer companies more complete payment journeys, particularly around financing and installment payment solutions.
“These first months confirm the relevance of our positioning: platforms need an infrastructure capable of managing payments between several parties, while also operating within a robust banking and regulatory framework. Our integration into BNP Paribas enables us to accelerate our development while preserving the product agility that sets us apart,” comments Guillaume Massis, co-founder of 1POINT6.
For clients, this approach combines the agility of a specialized technology solution with the strength of a major European banking group. It responds to a growing market expectation: having a partner capable of managing the complexity of third-party payments in Europe, without multiplying providers or fragmenting operational responsibilities.
The ambition to build a European reference for third-party payment flows
Supported by BNP Paribas’ payment ecosystem, 1POINT6 now intends to accelerate its development in France and across Europe. After a first phase focused on product development and validation with major accounts, the company is entering a phase of commercial and operational industrialization.
The coming months will be dedicated to accelerating client deployments, enriching the solution’s functional scope and strengthening synergies with BNP Paribas. 1POINT6 will continue to develop its capabilities around KYC/KYB, reconciliation, reporting, payout management and embedded financing.
In a market driven by the growth of platforms, the structuring of B2B e-commerce, the development of indirect distribution models and increasing regulatory requirements, 1POINT6 aims to establish itself as a reference infrastructure for companies that collect, split and pay out payments on behalf of third parties.
Its ambition: to enable European companies to rely on a solution that is technological, regulated and integrated into a robust banking environment, capable of supporting them as they scale.
“Our ambition is to make 1POINT6 a European reference for third-party payment flows by combining technology, regulatory expertise and banking strength,” concludes Frédéric Minot, co-founder of 1POINT6.
